Top 5 Payment Trends of 2017

Based on our extensive M & A advisory, consulting and market expertise, here is a summary of MAPP Advisor’s Top 5 Payment Trends of 2017.   1. Consolidation in the Payments Market We continue to see consolidation in the payments market. The consolidation is driven by technology and is a means for companies to sustain…

Details

Risky Business

Being in the payments industry is a risky business. The risk surrounding credit card processing is complex yet can be prevented with the right policies and processes. That is where MAPP Advisors comes in. We work with acquirers, ISOs, payment facilitators, sponsor banks, gateway companies, etc. to prevent risk. MAPP offers a full suite of…

Details

Payments Insight from Money 20/20

MAPP Advisors met with over 50 companies at the Money 20/20 conference. Here is the payments insight we would like to share with you: Jim Battista, Partner: “The consolidation at the top of the payments industry has caused big companies to become bigger. This presents an opportunity for smaller companies because the investors and buyers…

Details

Is Payment Facilitation Right For Your Enterprise?

Payment Facilitation is the latest and hottest trend in payments sponsorship. Here is the Payment Facilitation business model and its advantages to help you determine if it is right for your enterprise. What is a Payment Facilitator? A Payment Facilitator is a master merchant that offers merchant services via aggregation to sub-merchants. In this arrangement, the…

Details

Merchant Acquirers’ Committee (MAC) 2017 West Regional Meeting

MAPP Advisors attended the MAC West Regional Meeting held on Thursday, September 7, 2017 at the United States Secret Service building in Los Angeles. Here are highlights from the meeting: David Landis, VP, G2 and Board Member/VP of MAC’s Western Region kicked off the meeting with opening remarks and was a gracious host to attendees…

Details

Regulatory Updates That Impact Payments Industry

  Cordray’s Rumored Departure from CFPB & Impact on Payday Lending Rule Richard Cordray, Director of the CFPB, is rumored to be planning to run as a Democrat for Ohio Governor. House Financial Services Committee Chairman, Jeb Hensarling, has accused him of allowing “personal political ambitions” to influence the bureau’s rule making. When pressured to…

Details

How to Stop a PayFac Thief

With so many payment service providers becoming payment facilitators, how many are actually prepared to stop a payfac thief? The risks associated with being a payment facilitator include: Fraud: When a fake company gets approved as a sub-merchant and uses stolen credit card numbers to run fraudulent transactions. Data Theft: Without proper sub-merchant validation of PCI…

Details

Risk and Compliance Advisory Services

MAPP Advisors provides Risk and Compliance Advisory Services for ISOs and merchant acquirers. Our services include: Developing and implementing compliance policies, internal controls, and ethics training programs. Consulting for ISO underwriting, risk analysis and management, and regulatory compliance. Developing and implementing fraud and PCI compliance solutions. Navigating post sales chargeback challenges and maximizing billing and portfolio pricing.…

Details

MAPP Advisor’s Payments Outlook

The MAPP Advisors team was together last week at ETA’s TRANSACT conference. We sat down and talked about the major trends and outlook in the Payments arena. Here are excerpts from our executive team interviews: Jim Battista: “ISOs are seeing the value of integrated payments. By adding an effective integrated payments strategy, ISOs are seeing…

Details

Reduce Attrition by Adding Integrated Payments 

ISOs can combat attrition by incorporating an integrated payments strategy into their sales strategy. Currently, the industry’s average attrition rate exceeds 20% whereas the average attrition rate for integrated payments merchants is below 5%. Integrated payments are effective because they make merchants stickier. The more services that are offered by one provider, the less likely…

Details